CAN I BUY A CAR WITH BAD CREDIT?

All drivers deserve to be able to buy a car, even if their credit isn’t great. This is why our dealership offers bad credit car loans so you can secure favorable terms even if your credit has seen better days.

How Does Credit Affect Financing?

When you finance a car, you borrow money from a bank or another financial institution to pay for it. The fee for getting this money comes in the form of an interest rate.

To determine what your interest rate will be, different factors are looked at, and a big one is your credit score. People with good credit scores can generally get favorable interest rates, but lower scores often result in higher rates.

Will Bad Credit Prevent Me from Getting a Car?

While some dealerships may turn you down if your score is less than perfect, Patriot Buick GMC won’t. No matter what your score may be – good, bad, or even non-existent – we will work with you to secure a loan for your vehicle purchase.

If you can wait to buy a car, you can always think about ways to raise your credit score. Checking out your credit report to see if there are any discrepancies can be a big help. You can also save up money for a bigger down payment, which may help you get a lower interest rate as well.

Get Pre-Approved for a Loan Now

If you want to see what kind of interest rate you can qualify for, start by filling out our online loan application. Once submitted, one of our finance professionals will contact you to go over the details. If you have any questions, get in touch with our Buick dealership near Reading today!